Published to Kiplinger By Jeff Juniper, Investment Adviser Representative (IAR)

In the world of personal finance and retirement planning, few topics stir as much debate and misunderstanding as annuities.

Often shrouded in mystery and misconceptions, annuities can actually play a pivotal role in a sound retirement strategy. As a financial adviser with a pragmatic, conservative outlook, I’ve encountered numerous myths about annuities.

Let’s debunk five common misconceptions and shed some light on the truth behind annuities and the benefits they offer.

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Investment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm, nor does it indicate that the adviser has attained a particular level of skill or ability. Insurance, Consulting and Education services offered through Juniper Wealth Management. Juniper Wealth Management is a separate and unaffiliated entity from Simplicity Wealth.